UK Breakdown Cover
Honestly this is pretty boring... Breakdown cover. But for anyone who has ever been in a breakdown you will likely know how it feels and not want to experience it again. If it does happen you want to have rapid response get the help you need and be on your way again. However with the current financial climate everyone wants to save all the money they can and breakdown cover can be one of your expenses to cut back on. Fully comprehensive breakdown cover can cost upwards of £200 which obviously comes with the temptation of not renewing it and spending £200 pounds elsewhere. Being realistic you have to weigh up how important breakdown cover is to you. How often do you drive? What distances? Are you mechanically proficient yourself or do you have friends or family locally who would be able to come to your aid if you need it. Also how old is your car is it at a higher risk or breaking down? Have you kept it serviced frequently?
Assessing your risk is your first priority and if you consider yourself in a low risk category you could risk not taking any breakdown cover at all. If you have a 15 year old car that has done 300,000 miles and you drive it hundreds of miles away from your home you should definitely consider some form of breakdown cover.
There are three major breakdown cover providers in the UK; The AA, RAC and Green Flag. The AA attends millions of breakdowns each year. On the service the companies claim to have very similar response times and rates of recovery. The customer retention rate of all the companies is above 90% so people are generally happy with what they receive and continue their memberships each year.
Typically Green Flag is cheaper than The AA and RAC but they all run promotions throughout the year so its worth shopping around and finding which company is the cheapest when it's time to renew. Or visit a comparison site such as the cheap car breakdown cover website.
What level of breakdown cover do you need and who needs cover needs to be considered and this will greatly influence the price of breakdown cover. You can either cover the person or the vehicle. If the person is covered then they will receive breakdown cover no matter what vehicle they are in. Where as if the car is covered then anyone who drives that car can receive breakdown cover assistance.
The type of cover typically comes in 4 different available levels. Roadside assistance which is the most basic level of cover gives you assistance if you breakdown more than quarter of a mile away from your home. You will have a mechanic sent to you and he will attempt to repair your car. Most providers state they repair 8 out of 10 cars at the roadside. If your car can not be fixed it will be taken to a local garage or home which ever is closer. This level of breakdown cover is the most basic and the cheapest i recommend you take at least this level of breakdown cover if you consider yourself to be at any risk of breaking down. If you travel long distances frequently you should consider getting a recovery service level of cover. This will entitle you to be taken to any destination in the UK of your choice if your car cannot be started again. You can also get home start cover which you need if you want to receive breakdown cover at your home. Always look for promotions if you want AA cover check this site for cheap AA breakdown cover before taking out a policy.
Look after your car and hopefully you won't ever have to use breakdown cover.
Assessing your risk is your first priority and if you consider yourself in a low risk category you could risk not taking any breakdown cover at all. If you have a 15 year old car that has done 300,000 miles and you drive it hundreds of miles away from your home you should definitely consider some form of breakdown cover.
There are three major breakdown cover providers in the UK; The AA, RAC and Green Flag. The AA attends millions of breakdowns each year. On the service the companies claim to have very similar response times and rates of recovery. The customer retention rate of all the companies is above 90% so people are generally happy with what they receive and continue their memberships each year.
Typically Green Flag is cheaper than The AA and RAC but they all run promotions throughout the year so its worth shopping around and finding which company is the cheapest when it's time to renew. Or visit a comparison site such as the cheap car breakdown cover website.
What level of breakdown cover do you need and who needs cover needs to be considered and this will greatly influence the price of breakdown cover. You can either cover the person or the vehicle. If the person is covered then they will receive breakdown cover no matter what vehicle they are in. Where as if the car is covered then anyone who drives that car can receive breakdown cover assistance.
The type of cover typically comes in 4 different available levels. Roadside assistance which is the most basic level of cover gives you assistance if you breakdown more than quarter of a mile away from your home. You will have a mechanic sent to you and he will attempt to repair your car. Most providers state they repair 8 out of 10 cars at the roadside. If your car can not be fixed it will be taken to a local garage or home which ever is closer. This level of breakdown cover is the most basic and the cheapest i recommend you take at least this level of breakdown cover if you consider yourself to be at any risk of breaking down. If you travel long distances frequently you should consider getting a recovery service level of cover. This will entitle you to be taken to any destination in the UK of your choice if your car cannot be started again. You can also get home start cover which you need if you want to receive breakdown cover at your home. Always look for promotions if you want AA cover check this site for cheap AA breakdown cover before taking out a policy.
Look after your car and hopefully you won't ever have to use breakdown cover.